Loans and Loan Consolidation

Important:  We recommend that you consolidate with the Federal Direct Loan Servicer, not with individual lenders. The Federal Government offers flexible repayment plans, generous grace periods and low interest rates.

Consolidation

 Direct Stafford Loan Consolidation 

 Direct Loan FAQ's

Information about Parent Loan for Undergraduate Students (PLUS)

 Parent PLUS Loan Description  

 How Much Can I Borrow

 Parent PLUS Application Process  

 Can I Defer My Payments?  

 Parent PLUS Denial Options

Information about Federal Graduate PLUS Loans

 Federal Direct Graduate PLUS Loan Description

Information about Federal Student Loan Programs

 Federal Loan Descriptions

 Electronic Master Promissory Notes  In order to receive funds through the Federal Direct Loan Program for students (Stafford/Ford Loans) or parents (PLUS), a Master Promissory Note (MPN) must be completed. The MPN is available to complete at  http://dlenote.ed.gov with a federal PIN. To retrieve or apply for a federal pin, go to http://www.pin.ed.gov.  If you choose to complete a paper MPN it may delay the disbursement of your loan funds.

 Loan Interest Rates

 Enrollment Verification for In-school Loan Deferment 

 Loan Limits:       2008-2009

 Entrance Counseling for Future Borrowers

Managing Your Loans

 Loan Repayment Information

 Loan Repayment Workshops

 Loan History: This link will provide the student with a summary of all federal loans borrowed.

 Loan Calculators

 Contact Information for Direct Loans: Students with questions about Direct Loans can find contact information by clicking here.

 Access Your Student Loan Account: Students with Direct Loans can access their account information by calling 1-800-848-0979 or by visiting this direct loan website and clicking on "Your Account" link.

 Exit Counseling

 Loan Forgiveness Options

Emergency Short Term Loan Program

 Information and Application

Alternative (Private) Loans

 General Information and Lender Links

 Electronic Loan Management (ELM) Use Elmnet to review Private Alternative Loan information on the web.
Click on "Student Loan Borrowers".
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